Money Maze LogoMoney Maze
🇦🇺 100% Australian Owned Privacy-First Design Zero Invasive Bank Links

All the power of a budget spreadsheet.
None of the headaches.

Stop fighting monthly calendars designed for American salaries. Money Maze is built for weekly, fortnightly, or monthly pay cycles—the way Aussies actually get paid. Know exactly what’s safe to spend till next payday.

Download on theApp Store
Coming Soon
GET IT ONGoogle Play
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Align your money with your actual pay cycle.

Money Maze groups your bills and savings targets dynamically around each payday. Track your upcoming bills, build your safety buffer, and monitor your monthly surplus in one clean, worry-free cockpit.

  • Automatic pay-cycle allocations to stay ahead of rising utility & grocery bills.
  • Fractional set-asides to completely eliminate quarterly bill shock (electricity, rates, CTP).
  • True "Safe to Spend" margin so you can live guilt-free in a tight economy.
Money Maze Desktop App Preview

Why bank apps and spreadsheets fall short.

Traditional financial tools are backward-looking or manually exhausting. Money Maze is a proactive cockpit designed for paydays.

❌ Traditional Tools

The Rearview Mirror & The Headache

  • Bank trackers only look backward: They show you what you spent after the cash is gone, when it's too late to fix.
  • Blind to your pay cycles: Bank apps don't know when you get paid, leaving you guessing if upcoming rent is covered.
  • Spreadsheet manual chores: Setting up complex formulas and manually inputting transactions feels like a second job.
  • Invasive bank password links: Sharing your login details voids bank fraud protections and invites security breaches.
🏆 The Money Maze Cockpit

Proactive Forward-Looking Clarity

  • A crystal-clear windshield: Forecasts your future cash flow and maps out bills before they arrive.
  • Aligned to your paydays: Groups bills and savings targets dynamically around weekly, fortnightly, or monthly pay cycles.
  • Guilt-free spending: Know your exact Safe to Spend balance with rent and bills locked away first.
  • Manual entry privacy: Private by design. No bank logins, no passwords shared, and data stays hosted locally in Sydney.

A complete financial cockpit.

No spreadsheets, no manual calculation errors. Get absolute visibility.

Pay-Cycle Forecasting

Visualise exactly how your cash balance behaves over the next 15 years. Understand your safety margins before buying that car or committing to new subscriptions.

15-Year HorizonCapped view
Jun 2026Dec 2026Jun 2027

Smart Set-Aside Envelopes

Partition income automatically. The app flags past-due items, tracks confirmed savings, and ensures that you always have funds reserved for scheduled expenditures.

🚗 Car Rego$26.08/pd
Avoid bill shock · Smooth set-aside contributions
Confirmed progress$400 / $1,026
Net $400In $400 · Out $0

Built-In Vehicle Garage

Keep track of your Ute or Hilux's rego deadlines, fuel purchases, and service schedules mapped directly to your budget timelines. No more surprise rego shocks.

Hilux142,500 km
SummaryServiceFuel
🔧Due in 2,500 km (or 21 Aug)
Average Economy: 8.4 L/100km
Fuel level85%

AI Autopilot Optimization

Get real-time insights when your recurring bills shift or when cash surplus builds up. Let Autopilot advise you on how to optimize your envelope deposits.

Autopilot advice98% match
Consistent weekly surplus of $150 detected. Move $50/wk into Bali Trip envelope.

Got questions? We've got answers.

Ready to navigate your finances with clarity?

Get complete visibility for less than the cost of one flat white a week. Explore the demo, or set up your cockpit in under 5 minutes.