Money MazeKnow what’s safe to spend before payday.
Money Maze® is the Australian budgeting app built around your paydays. Paid weekly, fortnightly or on a roster? You always know what’s safe to spend until the next one.
Built for how you’re paid.
Why a bank app or spreadsheet isn’t enough.
Bank apps show what you’ve spent. Spreadsheets need you to do the sums. We look ahead and do the sums for you.
Bank apps and spreadsheets
- They look back: a bank app shows what you spent after the money has gone.
- They don’t know your payday: so you’re left guessing whether next week’s rent is covered.
- Spreadsheets are a second job: formulas to build, and every transaction typed in by hand.
- Bank-linked apps want your login: handing over your banking password can put your bank’s fraud protection at risk.
Your paydays, planned ahead
- It looks ahead: every bill and every pay, months in advance.
- It runs on your paydays: weekly, fortnightly, monthly or a roster.
- Safe to spend: what’s yours after rent and bills are covered.
- Private: no bank logins and no shared passwords. Your data is stored in Sydney.
Everything in one place.
Your pays, bills, savings and vehicles, worked out together.
See years ahead
Every pay laid out, up to 15 years ahead. See what a new car or another subscription does to your budget before you commit.
Every bill before your next pay
One list, in date order. Tick each bill off as you pay it.
Set-asides
We work out how much to put aside each pay for the bills that don’t come every pay, and keep track as you move the money.
Safety buffer
If your pay stopped tomorrow, how long would your savings last? We measure them in weeks of must-pay bills and show the next milestone to aim for.
Garage
Rego, services and fuel for each vehicle, tied to your budget, so the next big car bill is already in the plan.
Thinking about time off? Run the numbers first
Pick the pays you’d miss and see if you’re covered.
Light or dark, to match your phone
Or choose one yourself in Preferences.
Yes. Money Maze is Australian owned and built for the way people here are paid: weekly, fortnightly, monthly or on a roster. Amounts are in Australian dollars, and your data is stored in Sydney.
No. We never ask for your bank login. You add your pays and bills, and we do the sums from there.
Read why we never ask for your bank loginYes. Add each income with its own payday and amounts, including rosters where the pay changes from one fortnight to the next. If a pay comes in different, change just that one. Run a business as well? Register your interest in Settings and tell us what a Money Maze Business plan would need to do.
Read more about rosters and shift workA bank app shows what you've already spent. We show what's coming: every bill before your next pay, and what's safe to spend today.
Most budgets run from the 1st to the 30th. If you're paid weekly or fortnightly, your money doesn't move that way. We line up your bills, goals and spending money with your actual paydays, so each pay shows what it has to cover and what's left.
Read how it works for fortnightly payFor a big bill like rego or insurance, we work out an amount to put aside from each pay. You move it to your savings account and tick it off. When the bill lands, the money's there.
Read more about rego and the other big billsYes. Every new account starts with 14 days of everything in Pro, free, and we don't ask for a card. After that you can stay on the free plan or subscribe.
Yes. Your data is encrypted and stored in Sydney. We never sell it, and we never ask for your bank login.
Fuel, services and rego for each vehicle. It works out your real fuel use in L/100km, reminds you when a service or rego is coming up, and ties the cost to your budget.
Ready to see your next payday clearly?
Less than the cost of one flat white a week, and your first 14 days are free.
